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Archive for November, 2017

Winterize Your Ride

Winterize Your Ride

 

Preparing your vehicle for winter doesn’t have to be scary or difficult. Here are some tips we got from Bridgestone Tires, the NPR program “Car Talk”, & Edmunds:

  • Consider “winter” wipers – “winter” wiper blades are a bit heavier and are designed to push snow/ice away from the windshield. Don’t keep them on year-round, the additional weight of the blades will cause premature wear on the wiper motors.
  • Look into snow tires – these days most tires are considered “all-season” whereas there is no need to swap them out when winter hits. You might want to think about snow tires if you live in a rural area or part of the country where winters can be the worst for snow/ice. The compounds used in making the tires are resistant to temperature changes and help get a better grip on the road.
  • Keep your wiper fluid and gas tanks full – the less area for moisture to accumulate & freeze, the better. Use wiper fluid rated for below-freezing temperatures if needed.
  • Check the battery/belts/hoses – replace as necessary, with the colder tempsĀ  already-cracked hoses & belts can become brittle and fail in freezing temperatures.
  • Check the heating system & defrosters – verify that the front & rear defrosters work as well as the heating system. Nothing worse than trying to drive “blind” because your defroster stopped working.

 

Visit the above-mentioned websites for more tips on making your vehicle safe this winter!

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

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Winterize Your Home

Winterize Your Home

 

It’s that time of year, time to start clearing up the outside and inside of your home in preparation for the coming winter. We’ve gleaned tips for outdoor prep and indoor prep from a couple of sources this week!

The Moneycrashers blog shares these outdoor prep tips:

  • Drain your rain barrels – this should be done before the first frost to avoid damage to the barrels from the freezing/thawing water. Don’t waste the water, use it to water houseplants, outdoor plants, grass.
  • Clean your gutters – clogged gutters can cause ice dams with melting snow accumulating and being unable to drain away. Keep them clear of debris & look for trees that may need trimming while inspecting the gutters.
  • Trim your trees – take a walk around your property and note any trees/tree limbs that are dead/damaged/potentially pose a threat to power lines or your home in case of a bad storm. Call a reputable tree service if you don’t feel comfortable trimming them yourself.
  • Check your snow thrower/snow tools – the worst time to do this is after the first snowfall. Check the paddles/auger/spark plugs and replace as necessary. Toss broken snow shovels & consider an ergonomic shovel or snow pusher to save on back/knee pain.

Bob Vila shares some tips on his website when it comes to indoor preparation:

  • Flush your water heater – sediment can settle at the bottom of your water heater, use the drain valve at the bottom of the heater to flush out that sediment and make your water heater more efficient.
  • Run your fans clockwise – if you have ceiling fans, run them in a clockwise direction to push the warm air down to the floor.
  • Replace furnace filters – replacing filters every month can help with the efficiency and maintenance of your furnace. Stay away from the “90-day” or “6-month” filters.
  • Use Window Insulation – using the plastic film kits can save up to 70% on heating bills by preventing warm air from escaping.

 

Check the reference websites for additional tips to help you save money and protect your home from potential hazards this winter.

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Winterize Your Toys

Winterize Your Toys

 

Today we talked about tips when it comes to storing your summer toys. Finding tips for winterizing your RV from RV Trader, remember:

  • Check the underside of the RV for any spaces that mice or rodents can enter and fill as necessary. Use mousetraps and check weekly.
  • Clean out the cupboards & refrigerator, leaving doors open & boxes of baking soda for odor control
  • If going into long-term storage, trip the main breakers
  • Inspect all exterior seams & roof, repair as necessary
  • Cover RV with UV-resistant tarp or wax exterior of RV to protect siding

For Motorcycles & personal watercraft, BikeBandit & Jetski.com have similar tips:

  • Wash/wax your ride to remove dirt/debris/salt & protect the exterior finish
  • Change the oil and filter, used oil contains acids that can wear down engine bearings
  • Lube up any moving parts to protect them from rust/corrosion
  • Fill up the tank and use a fuel stabilizer. Having a full tank prevents excess moisture from building up
  • Pull the battery out when storing for long periods of time. Protects the bike from short-circuits and shortens the life of the battery

For boats, we shared tips from Popular Mechanics:

  • Check hull for stress cracks, blisters, or dents and attend to them
  • Wash & wax hull, use a specialized marine wax if possible
  • Remove any electronics you can & spray all exposed electrical connections with a moisture-displacing lubricant
  • Clean the interior of the boat & drain water tanks/hoses
  • Make sure the cover for the boat covers the waterline and build a frame to evenly distribute snow if storing outside
  • Flush engines with fresh water, making sure they are completely dry before storing
  • Fill the fuel tank and use a fuel stabilizer

 

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized