Roof Replacement Signs & Tips

 

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(Photo courtesy of M. Vander Plow)

 

Roof Replacement Signs & Tips

As I mentioned on the podcast, I go for walks around the local neighborhood before I start work. The above photo was taken of a home that is in serious need of roof replacement. This week’s podcast shares signs from a Good Housekeeping article & tips for replacing your roof from Sears Home Services. We do not endorse either entity, just want to share their articles.

Remember, as a part of the insurance contract YOU are responsible for maintaining your property and preventing any potential claim or liability hazards. Knowing of a potential claim hazard and failing to take care of it will result in the denial of the claim and cancellation of your home insurance policy.

Be sure to check the articles from Good Housekeeping & Sears Home services to help you determine if your roof needs replacing & what to look for when replacing your roof.

 

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Tips for Father’s Day

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(photo courtesy of Stockvault.net)

 

Tips for Father’s Day

 

This coming Sunday marks Father’s Day, a time where we recognize the men who (hopefully) raised us right and made us what we are today. Instead of the old tie or coffee mug gifts, here are some tips from Everyday Family to help make your Father’s Day special!:

– Do Something He Wants To Do. Go fishing, take in a ballgame, go hiking. You might not be interested in the same things, but spending time and making memories are the goal.

– Hold A Competition. If you’re dad is of the competitive type or enjoys sports, create an obstacle course in the backyard & invite other families over to participate. Again, the goal is to make memories that he will remember forever.

– Skip The Tie, Get A Tablet. If your dad is of the “techy” sort, get him some technology. Upgrade his phone or tablet, maybe spring for some accessories to help with his gadgets.

– Cook His Favorite Meal. Everyone is going out for Father’s Day, why not stay in and create his favorite dishes? Having a home-cooked meal with family is much more important than being in a crowded & noisy restaurant.

 

Check out the full article from Everyday Family with more tips on ways to make this Father’s Day even more special!

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Summer Festival Safety

Summer Festival Safety

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(Photo courtesy of StockVault.net)

 

These tips can work not only for music festivals, but any outdoor festival/fair/carnival/attraction where lots of people like to have a good time! Be sure to check out the full article from Foremost with more tips on making your summer festival visit more fun!

 

– Wear Sunscreen. This is a no-brainer, especially if you will be outdoors for long periods. Be sure to re-apply every 2 hours.

– Bring Food & Water. Where available, bring your own water & healthy snacks geared to keeping you fueled and moving. Stay hydrated is of utmost importance.

– Think Twice about Electronics. Bringing a fancy camera to capture the concert or the atmosphere may be a desire, but consider the venue. If it’s wet/muddy/dusty, you may want to reconsider whether it’s worth it to bring them in case of damage.

– Be Strategic with Your Vehicle. Plan ahead where you are going to park so you can choose a convenient location with an easy-out when the festival ends. Don’t keep valuables in plain sight and certainly don’t store food/medicine/electronics in the trunk or vehicle due to extreme heat.

Be sure to check out Foremost’s other tips on the full article.

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

 

 

 

 

Categories: Uncategorized

Home Emergency Plans

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(Photo courtesy of StockVault.net)

 

Home Emergency Plans

 

The country has been pummeled the past few weeks with dangerous weather conditions from snowstorms in the North, flooding in the South, & tornadoes/storms in the Midwest. Having a family disaster plan is more important than ever because severe weather can strike anywhere. Here are some tips we gleaned from one of our insurance carriers, Grange Insurance, for developing a home emergency plan:

 

  • Consider Your Needs. Take stock of what natural disasters can occur in your area and prepare accordingly. Take into account your family dynamic – infants/disabled/elderly, these are some of the factors that will affect how to develop your emergency plan.
  • Disaster Supply Kit. Some call them “bug out bags”, these kits should be easily grabbed in case of an emergency. The article has a list of suggestions for items to include in your disaster kit.
  • Know Where to Go. Finding a safe place for shelter in your home is different for everyone. Some may live in an apartment, others may live in a mobile home. Some may have basements, others may not. Do research to find the safest place either in your home or nearby where you and your family can find safety.
  • Stay Connected. Develop a communication plan to keep in contact with family members in case of a disaster. The plan should include how you are going to receive alerts about the weather, emergency contact numbers, and how you will keep in contact with family members in case of disaster. It may be helpful to designate an out-of-town contact to help coordinate with you.

 

We highly recommend checking out the full article with more tips including what to do with your pets in case of a disaster.

 

 

 

Categories: Uncategorized

Memorial Day Tips

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(photo courtesy of Stockvault.net)

 

Memorial Day Tips

Memorial Day is coming up this weekend (at the time of the recording), a time to spend thanking those who fought/are fighting for our country. It’s also the “unofficial” first day of grilling/picnic season. We found an article from the Epicurious with a bunch of helpful tips to make your Memorial Day picnic the best it can be!

  • Buy a charcoal chimney & use REAL charcoal. The chimney helps get the charcoal to the “cooking coals” stage much quicker and easier than just lining/stacking the charcoal in the grill and lighting it
  • DON’T USE LIGHTER FLUID if you are using natural charcoal. The chemical smell/taste of lighter fluid isn’t very appetizing…
  • “Seasoning” your grill grate is important. cleaning the grill with a wire brush and then using a pair of tongs with a cloth towel dipped in vegetable oil and rubbing on the grate while the grill is heating will help. You may have to “season” several times based on what you are grilling.
  • Make Sides. Utilize one side of your grill for direct heat (over the coals or fire) and the other side for indirect heat. This way you can cook 2 dishes at once.
  • Baste it. have a spray bottle handy with water to help quell flare-ups. You could also use it to baste your meat & veggies by using wine/apple cider/herbs instead of water.

 

Be sure to check out the full article at Epicurious for more tips (including a recipe for grilling hot dogs!).

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Mother’s Day Ideas

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(Photo courtesy of StockVault.net)

Mother’s Day Ideas

This Sunday is Mother’s Day, a day where we recognize those who gave birth to us and raised us up. A day of leisure, of excitement, of enjoyment. This week we share some trivia and tips on making Mother’s Day extra special.

 

The Online Star Register has some interesting trivia about Mother’s Day:

– As early as 250 B.C., Greeks and Romans celebrated a festival every Spring in honor of the “Mother of the Gods” that included games/parades/sacrifices.

– Pink & Red carnations are often given to mothers who are still living, white carnations are for those mothers that have passed on.

– In the former nation of Yugoslavia, mothers traditionally were tied up and only allowed freedom by plying their children with treats.

The Money Tips website/blog has some interesting infographics showing what people spend/do each year on Mother’s Day:

– 84% of Americans plan on celebrating Mother’s Day

– $25 BILLION will be spent this year on Mother’s Day gifts/meals

– The average person will spend around $200 for Mother’s Day

– More women (64%) than men (59%) will get a gift for their mother/stepmother

 

Lastly, Stevie Wilson from LA-Story has a few tips to make Mother’s Day a hit:

– Make a Mother’s Day card. As cheesy as it may sound, a heartfelt handmade card speaks volumes.

– Decorate for Mother’s Day. Some posters, some flowers, make it memorable.

– Breakfast in Bed. As cliche as it may be, there is something special about getting breakfast in bed. And DON’T FORGET to clean up the kitchen afterwards!

 

 

 

Categories: Uncategorized

Simple Gardening Tips

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(photo courtesy of StockVault.net)

 

Simple Gardening Tips

 

Spring is here and we’re not sure where you live, but the weather seems to be all over the place making it hard to properly plan when to start your garden. When the weather stabilizes, here are some tips we gleaned from HGTV’s article with 14 tips and tricks when it comes to gardening:

 

  1. To prevent dirt from accumulating under your fingernails, run them over a bar of soap which will effectively seal the underside of your nails. Washing your hands when you finish will remove the soap!
  2. Turn a long-handled tool into a measuring stick. Lay a long-handled tool (shovel, rake, hoe) down next to a measuring stick and tick off the measurements with a permanent marker. Now when you have to space plants out, you can use the handle to measure!
  3. Use clay pots as hose guides by jamming a foot-long piece of rebar into the ground and placing 2 clay pots (bottom one upside down, top one right side up) to form a a guide for the hose to roll against.
  4. Don’t throw out the water when you steam/boil your veggies. Let it cool and use it to water your vegetables, you may be surprised as how they respond to the “veggie soup”!
  5. Chamomile tea is great to take care of damping-off fungus from young seedlings. A few drops in the soil around the seedlings or a spritz from a spray bottle once a week will help!

 

Be sure to check out the full article from HGTV with even more helpful tips when it comes to planting/maintaining your garden!

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized