Pet Travel Tips

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Pet Travel Tips

Travel season is not yet over with summer gone & some will be taking their beloved pets with them. We found this post from the ASPCA with tips not only for road travel, but also for airline/train/bus/boat travel as well. Be sure to click-through and read all the tips!:

– Prepare your Pet. If you will be driving a long distance, train your pet beforehand by taking several shorter trips – each time increasing the time/distance so your pet gets used to its environment. If traveling across state lines, you may have to have proof of vaccinations so be sure your pet is up-to-date.

– Keep Your Pet Secured. Use a proper-size crate for your pet. They should be able to stand/sit/lie/turn around in it. Make sure to secure the crate to keep it from banging around if you stop suddenly. If foregoing the crate, your pet should be harnessed to the safety belt in the back seat and not allowed to roam around.

– Direct Flights. If at all possible, try to get a direct flight when flying to minimize the chance for your pet to be stuck on the tarmac in extreme temperatures or mishandling from baggage personnel.

– Properly Identify. Make sure the flight-approved crate is clearly marked “LIVE ANIMAL” with both your pet’s information (including a photo) and your information in case your pet escapes. Keep a photo of your pet with you for the same reason.

– Let Employees Know. Let every airline employee you encounter both on the ground and in the air that you have a pet in the cargo hold so they can be ready for any additional considerations/issues arise during the flight. If you are concerned for your pet, see if they can check on your animal (when feasible).

Traveling can be exhausting for humans and even more so for pets. Be sure to check out the full article from the ASPCA with more tips to help you when traveling with your pet!

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

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Pool Closing Tips

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Pool Closing Tips

Well, school is in session for pretty much all of the country. The night temperatures are starting to fall below 60 degrees. The cool breezes of fall are getting closer. It’s time to start putting away the summer toys and prepare for the coming winter. Today we share an article from Leslie Pools with tips on closing your swimming pool for the season:

– Start closing the pool a week prior. Use the recommended winterizing chemicals for your pool when the night temperatures begin to dip below 65 degrees. Any earlier and you risk bacterial/algae growth.

– Clean the pool of debris. Vacuum your pool and scrub down the walls to eliminate leaves & other debris. This will save time when it comes to opening the pool next year.

– Adjust your water level. If you’re in an area that freezes, then pull out enough water to fall below the skimmer or tile line. If not, fill the pool to almost overflowing.

– Check the pool chemistry. Make sure the alkalinity & PH is balanced. Check your owner’s manual or talk to your local pool supply store for the proper ranges for your pool.

– Add chlorine & shock the pool. Shock/chlorinate your pool at least a few days before, at the very least the night before you cover the pool.

 

Be sure to check out the full article from Leslie Pools for additional tips on closing your swimming pool for the season!

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Labor Day Safety Tips

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Labor Day Safety Tips

Labor Day is upon us, a time to round out the summer with a weekend of fun & relaxation. This week we share some tips from Safewise, be sure to click through to read all the tips!

1) Be Safe on the Road. According to the NSC, over 400 deaths are the result of motor vehicle accidents over the Labor Day weekend. Plan ahead, get plenty of rest, make sure everything is mechanically-sound, & don’t forget your emergency kit!

2) Watch Those Fireworks. The NSC also reports that tweens/teens are more likely to be injured by fireworks than other age groups. Check out our post on fireworks from July for firework safety tips.

3) Party Responsibly. Alcohol & cookouts often go hand-in-hand, so be careful about consumption. Give yourself and limit and stick to it. Drink a glass or bottle of water in between alcoholic drinks in order to stay hydrated.

4) Grill Carefully. Food poisoning is increased when it comes to cookouts/picnics/barbeques. Be careful of cross-contamination when handling meat, keep salads or other items that need to be cool in a tub or cooler of ice.

Be sure to check out the other tips from Safewise to help make your Labor Day festivities safe and enjoyable!

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

School Equipment & Insurance

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School Bus Safety

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School Bus Safety

In just a few short weeks kids across America will be heading back to school to the chagrin of many kids and the joy of parents. Along with getting into the routine of waking up earlier in the morning and preparing their book bags, many kids need to get back into the routine of riding the bus. As adults, we need to get back into the routine when it comes to seeing school buses on the road.

Today we shared some tips from an article found at Safe Kids for riding the bus as well as what to do as a driver when encountering a school bus on the road:

  • Walk with younger kids to the bus stop and make sure drivers can see you and the children.
  • Teach children to wait until the school bus makes a complete stop before approaching the doors.
  • Teach kids to take 3 giant steps backwards before the school bus doors open
  • While driving, be aware of speed limits in school zones and slow down as necessary. Also be on alert for kids crossing the street or walking along the roadway.

 

Be sure to check out the full article at Safe Kids for more tips on keeping kids and yourself safe as school gets underway.

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Michigan PIP Reform

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Michigan PIP Reform

 

Changes are coming next June for Michigan auto insurance. The hopes are to lower auto insurance rates in the state, which currently are the highest in the nation. This is due in part to our unique medical coverage for auto accidents. We offer medical coverage for auto accidents “for as long as medically necessary”), colloquially known as “unlimited medical”. This coverage cannot be opted out of and can only be reduced slightly by a medical deductible or as excess insurance (you must have a health insurance policy that will be primary in an auto accident in order to do this).

A recent bulletin from one of our insurance carriers reveals a little of what the changes to the no-fault law will mean as far as auto insurance medical coverage:

– Named Insureds, their spouses, & any resident relatives (which includes college students who are away at school but live with the Named Insured) will only be covered for PIP.

– Non-relatives are not covered for PIP even though they may be listed as a driver.

In both cases, non-resident relatives & non-relatives will need to purchase their own auto insurance policy. If they do not have a vehicle, they can purchase a non-owned auto policy that will cover them for liability & medical. Otherwise they can claim up to $250,000 in PIP coverage through the Michigan Assigned Claims Plan.

– Occupants & non-occupants who are uninsured (not eligible for coverage from a spouse/resident relative) will have to pursue PIP coverage through MACP.

– Occupants of employer-provided vehicles will pursue PIP coverage through their employer’s vehicle insurance first, then their own/spouse’s/resident relative’s personal auto policy, and finally the MACP if no coverage is available.

– Occupants of transportation company vehicles will pursue PIP coverage through the transportation company unless specifically excluded. Then their own/spouse’s/resident relative’s personal auto policy, and finally the MACP if no coverage is available.

– Motorcyclists will pursue PIP coverage as before.

– Out-of-state residents will receive the same coverage as the personal auto policy coverage listed. Unless the owner of the vehicle is registered/insured in the state of Michigan.

 

Think hard about your coverage in the coming year. Choosing a lower limit or opting out completely may give you a cheaper rate, but keep in mind that your health insurance has annual deductibles/co-pays and has a lifetime benefit cap…

 

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

 

 

 

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Saving Electricity This Summer

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Saving Electricity This Summer

Sparked by a shocking electric bill, we found these tips from Freshome, a home improvement idea website. Be sure to visit the link for more tips on saving electricity this summer.
1) Replace Your AC Unit. If your home/AC unit is over 20 years old, it might be time to update/upgrade to a more energy-efficient unit.

2) Cook Differently. Instead of slaving over a hot stove for meals, try alternative cooking methods such as using a microwave, instant pot, or even cooking on an outdoor grill. Using a stove/oven increases the indoor temperature meaning your AC unit will run for longer to maintain the temperature.

3) Get a Programmable Thermostat. Programming the temperature to run a little warmer when you are sleeping or not at home to save on the AC.

4) Get Blinds/Curtains. When the sun is at it’s warmest for the day, consider closing blinds/curtains in areas affected by it. Blocking the sun from heating a room will help cut down on your AC usage.

5) Use a Fan. When possible, consider using ceiling & oscillating fans to cool your home rather than using the AC. Fans use considerably less electricity than your AC unit.

Freshome has a few more tips to help you save on electricity this summer, be sure to visit their website and read the rest of the article!

 

Contact Us!

At M. Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized